Get the care your pet needs today and pay for treatment costs over time with a convenient payment plan through Scratch Pay.

Why Choose Scratch Pay?

  • Split treatment costs into smaller monthly payments
  • Not a credit card
  • No deferred interest
  • No membership fees
  • Fast and simple online application

Affordable Veterinary Care When You Need It

Unexpected veterinary expenses shouldn’t prevent your pet from receiving the care they need. Scratch Pay offers eligible pet owners flexible payment options that make treatment more manageable.

Apply online in just a few minutes and review available payment plans designed to fit your budget.

Apply with Scratch Pay

Frequently Asked Questions

Is Scratch Pay a credit card?

No. Scratch Pay is a payment plan solution and not a traditional credit card.

Are there membership fees?

No. Scratch Pay does not charge membership fees.

How do I apply?

You can apply online directly through Scratch Pay and review available payment options within minutes.


Scratch Pay plans in the US are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products, and Scratch Pay plans may not be available in all states.